How financial institutions determine creditworthiness

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How financial institutions determine creditworthiness – BusinessWorld Online

Creditworthiness is how a lender judges if a borrower can and will repay a loan. Aaron M. Villegas and Khriztina T. Lim, co-founders of personal finance app Lista, explain how financial institutions determine an individual’s creditworthiness.

Interview by Aaron Michael Sy
Video editing by Jayson Mariñas

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How financial institutions determine creditworthiness

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